Most Affordable Solutions for Car Engine Problems

The engine inside your car is basically the heart of the vehicle. Without a properly functioning engine, the rest of the systems within the car will slowly begin to fail, one by one, and then all at once. It is in your best interest to ensure your car engine is well maintained, otherwise, you might face the consequence of having to repair it or replace it, both of which will come with a hefty price tag. In fact, because engines are one of the most expensive automotive parts in a car, in some cases, a vehicle is deemed totaled by the insurance company because the cost to repair or replace the engine is more than the car’s current market value.

Continue reading to learn some helpful tips for resolving car engine problems on a budget.

Sell Us Your Totaled Car
Sell Us Your Totaled Car! 317-450-3721

Car Engine Repair

The amount of money it will cost to have your car engine repaired will depend on many factors, all of which will make the entire process stressful and inconvenient, from start to finish. Such factors include the car’s make and model, extent of damage or repaired needed, the cost of parts required for the repair, mechanic fees, and more. On average, the cost of car engine repair falls between $1000 and $4000, which is why so often, cars are deemed a total loss after suffering engine failures or defects.

Car Engine Replacement

Replacing a car engine can also be expensive, especially if you own a newer car and wish to buy a brand new engine. On average, you can expect to pay anywhere between $3,000 and $4,000 for a car that is 10 years old. Newer cars will be more, older cars will be less, and luxury and commercial-use vehicles are virtually twice the price. These costs do not even include the price you have to pay for installation and service. To save money, you can consider buying a used or rebuilt car engine.  Not only are they are less expensive than a brand new engine or vehicle, they are also just as reliable as a brand new one, and often times, still comes with a warranty. 

Totaled Cars

In the case that you cannot afford either of these options after discovering car engine problems, or your insurance company deems your car a total loss but offers you a tiny settlement, you might want to consider scrapping your vehicle for cash. In many cases, this can be quite profitable, and the best option for those experiencing serious engine troubles or high repair costs. Just be sure to choose an established and reputable company to do business with in order to get a fair deal.

How to Learn More About Totaled Cars

Call 317-450-3721 to speak with our friendly Indianapolis junk car buyers about selling your totaled car, today! We are the reputable and reliable junk car removal company you are searching for! We have been in business for over 25 years and will give you best return for your junk vehicle or motorized commodity. We accept anything with a motor, regardless of age or condition. Just call 317-450-3721 to get started!

Top 5 Factors Used to Determine the Total Loss Value of a Car

When you total a car that is insured, your insurance carrier will use their own proprietary software, along with state and federal requirements, to calculate the actual cash value of your vehicle. Actual Cash Value (ACV) refers to the real amount of cash your vehicle was worth at the time of loss. Unless you have a classic car that is covered under an “agreed value” policy, your insurer will likely use several factors, in addition to their own business model formula, to determine the total loss value of a junk car.

Continue reading to learn the top 5 factors used to make this determination, as well as, where you can get paid top-dollar for your totaled car in Indianapolis.

Totaled Car Buyers 317-450-3721
Totaled Car Buyers 317-450-3721

Total Loss Vehicles

A total loss vehicle is a car that is so damaged that the cost to repair it is higher than the actual cash value at the time of the loss. Although every insurance company has their own formula for calculating the actual cash value of a totaled car, all carriers will use these five factors to start their estimation:

❶ Year
❷ Make
❸ Model
❹ Mileage
❺ Condition

For instance, a 1984 Chevy Camaro with 200,000 miles that has been submerged underwater for several years will be worth much less than a 2016 Chevy Camaro with 45,000 miles that has just recently been totaled in a collision.

Totaled Car With No Insurance? Or No Title?

If you total a car that is not covered under an insurance policy, your best option is to sell it to a local Indianapolis Cash for Cars Company. They will use a combination of electronic weight scales, XRF analyzers, and proprietary software to calculate the actual cash value of your vehicle now that it is a total loss. You will need the car title to sell a totaled car for cash to a junk car buyer in Indiana, so read our blog “How to Replace a Lost Car Title” if yours is lost or destroyed.

Where to Sell a Totaled Car in Indianapolis

Call 317-450-3721 to sell a totaled car in Indianapolis, Indiana for cash on the spot. We will buy your junk vehicle regardless of its condition, and pay you the fairest return in town! For more than 75 years, our company has been a trusted source for junk car selling, so you can trust us too! Call 317-450-3721 to request a free estimate for Indianapolis cash for cars, today.

How to Keep a Totaled Car

After an accident totals your vehicle, there are many reasons why you might choose to keep it, rather than turn it into the insurance company for a payout. If you are choosing to keep your totaled car, it is important that you know how to go about it in the right way. Regulations for keeping an insured, total loss vehicle vary from state to state, and occasionally, among cities and townships.

Continue reading to learn what you need to do if you want to keep your totaled vehicle.

Sell a Totaled Vehicle 317-450-3721
Sell a Totaled Vehicle 317-450-3721

Defining a “Total Loss” Vehicle

Although definitions vary from state to state, fundamentally, a vehicle with damages that cost more to repair than the current cash value of the vehicle. For instance, a car that is worth $2,000 but costs $3,500 to repair is deemed a “total loss” by insurance company standards.

Contact Your Insurance Provider

To properly retain ownership and possession of your total loss vehicle, you must first contact your insurance carrier. They can give you the detailed instructions, as well as alternatives, to your decision. In most cases, a car owner would accept the cash tendered by the insurance company. If you choose this option, you cannot keep possession of your vehicle. Instead, the vehicle will be collected by the insurance company and ultimately, auctioned off for its scrap value. If you reject this option, and wish to maintain possession of your totaled car, you must notify your insurance carrier at this point in time.

Warnings About Keeping a Totaled Car

Keeping your totaled vehicle means that you either wish to scrap it yourself for the parts, or you want to restore it back to its original glory for sentiment. Regardless of your intentions, it is important to understand that if your insurance carrier deems your car a total loss, the title to the vehicle will be changed to a salvage title. Furthermore, it can be quite a challenge to get a DMV to approve any repairs you want to make on a total loss car, and even more difficult getting approval to re-brand the title as “rebuilt.” Even after getting your car repaired, the DMV will not allow you to legally operate it until it passes a rigorous inspection.

Another major issue concerning total loss vehicles is insurance. Not only is it difficult getting approval over at the DMV, it is also hard to find an insurance company that will provide adequate coverage for a car that previously had a salvage title. Also, if you owe money on a car loan, or the vehicle was financed, you are not given the option to maintain possession because it is not legally yours to keep.

How to Learn More About Totaled Cars

Sell a Junk Vehicle 317-450-3721
Sell a Junk Vehicle 317-450-3721

Call 317-450-3721 to speak with our friendly Indianapolis junk car buyers about selling your totaled car, today! We are the reputable and reliable junk car removal company you are searching for! We have been in business for over 25 years and will give you best return for your junk vehicle or motorized commodity. We accept anything with a motor, regardless of age or condition. Just call 317-450-3721 to get started!

What To Do if a Tree Falls on Your Car

With all of the winter weather conditions surrounding our forecasts, hazardous conditions are nothing less than expected. One such hazard that is commonly overlooked until it is too late is tree damage. Strong winds, heavy snow, and thick ice can cause a tree to uproot from the ground, and eventually, topple over. Many people wake up in the morning to find their homes or structures damaged by a fallen tree. A common victim: vehicles.

So what do you do if you wake up to find your car or truck underneath a storm-stricken tree? Continue reading to learn.

Sell a Totaled Vehicle 317-450-3721
Sell a Totaled Vehicle 317-450-3721

What’s Your Insurance Look Like?

Your options as far as getting compensated for your vehicular damages depend mostly on what type of insurance coverage you have. If you have the state-minimum liability car insurance, you may not be able to make a claim. If you have comprehensive insurance coverage, and the policy is in good-standing before the incident, you should be covered.

Comprehensive automotive insurance coverage should cover all damages done to a vehicle so long as the tree fell as a result of snow, wind, or other natural element. If the tree fell because you cut it down improperly, for instance, it may not be covered by insurance. Although unrelated to trees, this type of insurance tends to cover hail damage, as well.

When a comprehensive insurance policy compensates a driver for vehicular tree damage, they provide funds to cover the cost of repairs, minus the policy deductible. If the cost of repairs exceeds the current market value of the vehicle make and model, the insurance company will deem the vehicle a total loss. Read our blog, “When is a Car Totaled?” to learn how to calculate a total loss vehicle. In the case of a total loss vehicle, the insurance company will pay to replace the car with one of equivalent make, model, and condition.

Totaled Cars

If a person does not have adequate insurance coverage before a tree falls on their car, they may not have many options for being compensated for their losses. In this case, if the tree merely damages the car, the driver can choose to pay, out-of-pocket, for automotive repairs. But if the damage is too extensive for repair, the driver must scrap the vehicle. Fortunately, this will put some cash in their pocket!

How to Sell a Totaled Car

Sell a Junk Vehicle 317-450-3721
Sell a Junk Vehicle 317-450-3721

Call our friendly Indianapolis junk car buyers at 317-450-3721 to sell a totaled car in Indiana. We give the highest payouts for junk cars, boats, motorcycles, boats, and anything else that runs on fuel! When you want hassle-free cash on the spot, call us to get rid of your junk car! Regardless of condition, make, or model, we will pay you cash on the spot! Request a free quote, today.