What To Do With a Total Loss Vehicle in Indiana

If you are left with a total loss vehicle, and the insurance company is not offering much, your best bet is to sell it to a junk car buyer for instant cash on the spot! Continue reading to learn exactly what to do with your totaled car in Indianapolis.

Sell Us Your Junk Vehicle Today! 317-450-3721
Sell Us Your Junk Vehicle Today! 317-450-3721

Do You Want to Some Easy Cash?

If you are looking to make some fast cash for junk cars, but you have no idea where to start, you have come to the right place! Zore’s Inc. Cash for Cars division is your solution to getting top-dollar for salvage vehicles in Indianapolis. We have several convenient locations throughout Central Indiana, but if you can’t come to us, we’ll come to you!

We provide FREE same-day pickup and haul away service for anyone who wishes to sell junk cars in Indianapolis and its surrounding areas! And best of all, getting started is easy because we make the junk car selling process speedy and hassle-free! Below is a step-by-step guide explaining exactly what you need to do to get the process going.

Step-By-Step Guide to Selling a Totaled Car:

❶ Locate the Title of the Vehicle

❷ Call 317-450-3721 or 1-888-U-Junk-It

❸ Tell Us the Make and Model of the Vehicle

❹ Receive a Free Over-the-Phone Quote

If You Accept Our Offer…

❶ We Schedule Our Tow Truck to Haul Away Your Vehicle for Free
❷ Upon Arrival, You Sign Over the Title
❸ Prior to Departure, We Pay You the Quoted Price in Cash!

Why Choose Us?

☑ Cash Paid on the Spot
☑ Top Prices Paid
☑ Fully-Licensed
☑ In-House Free Towing
☑ No Hidden Fees or Charges
☑ Accepts Anything Motorized
☑ Convenient Central Indiana Locations
☑ Free Same-Day Pick Up

Contact Us Today to Request a Free Quote!

You really can sell a totaled car in Indianapolis in as little as one day! Simply call 317-450-3721 and ask for Bill if you want the best deal for your junk car. As a family owned and operated company that has done business in Indiana since 1927, you can trust that we offer the fairest and most honest returns for junk cars and vehicles!

How to Keep a Totaled Car

After an accident totals your vehicle, there are many reasons why you might choose to keep it, rather than turn it into the insurance company for a payout. If you are choosing to keep your totaled car, it is important that you know how to go about it in the right way. Regulations for keeping an insured, total loss vehicle vary from state to state, and occasionally, among cities and townships.

Continue reading to learn what you need to do if you want to keep your totaled vehicle.

Sell a Totaled Vehicle 317-450-3721
Sell a Totaled Vehicle 317-450-3721

Defining a “Total Loss” Vehicle

Although definitions vary from state to state, fundamentally, a vehicle with damages that cost more to repair than the current cash value of the vehicle. For instance, a car that is worth $2,000 but costs $3,500 to repair is deemed a “total loss” by insurance company standards.

Contact Your Insurance Provider

To properly retain ownership and possession of your total loss vehicle, you must first contact your insurance carrier. They can give you the detailed instructions, as well as alternatives, to your decision. In most cases, a car owner would accept the cash tendered by the insurance company. If you choose this option, you cannot keep possession of your vehicle. Instead, the vehicle will be collected by the insurance company and ultimately, auctioned off for its scrap value. If you reject this option, and wish to maintain possession of your totaled car, you must notify your insurance carrier at this point in time.

Warnings About Keeping a Totaled Car

Keeping your totaled vehicle means that you either wish to scrap it yourself for the parts, or you want to restore it back to its original glory for sentiment. Regardless of your intentions, it is important to understand that if your insurance carrier deems your car a total loss, the title to the vehicle will be changed to a salvage title. Furthermore, it can be quite a challenge to get a DMV to approve any repairs you want to make on a total loss car, and even more difficult getting approval to re-brand the title as “rebuilt.” Even after getting your car repaired, the DMV will not allow you to legally operate it until it passes a rigorous inspection.

Another major issue concerning total loss vehicles is insurance. Not only is it difficult getting approval over at the DMV, it is also hard to find an insurance company that will provide adequate coverage for a car that previously had a salvage title. Also, if you owe money on a car loan, or the vehicle was financed, you are not given the option to maintain possession because it is not legally yours to keep.

How to Learn More About Totaled Cars

Sell a Junk Vehicle 317-450-3721
Sell a Junk Vehicle 317-450-3721

Call 317-450-3721 to speak with our friendly Indianapolis junk car buyers about selling your totaled car, today! We are the reputable and reliable junk car removal company you are searching for! We have been in business for over 25 years and will give you best return for your junk vehicle or motorized commodity. We accept anything with a motor, regardless of age or condition. Just call 317-450-3721 to get started!