How Do I Know If My Car is Totaled?

If you have been in an accident, or if your car has sustained major damage due to another unforeseen issue, you may be wondering if it is a total loss. Determining whether a car is totaled is an important step in the insurance claim and repair process, so it’s essential to accurately identify this status before proceeding. To determine if a car is totaled, you’ll need to consider the cost of repairs in comparison to the market value of your vehicle.

Continue below to learn more about these considerations, plus what you can do with your totaled vehicle if you do not have auto insurance coverage in Indiana.

Call 317-450-3721 For Indianapolis Cash For Junk Cars!
Call 317-450-3721 For Indianapolis Cash For Junk Cars!

What Makes a Car Totaled?

If the cost of repairing your car exceeds its market value, then it is likely to be considered a total loss. This means that the insurance company will not cover the repair costs because it would not make financial sense to do so. Instead, you will receive a payout from the insurance company that is equivalent to the market value of your car prior to its damage.

Evaluating a Total Loss Vehicle

In order to determine if your car has been totaled, there are several steps you can take. First, contact your auto insurance provider and inquire about the claims process for total loss vehicles. Your provider will likely be able to provide you with an estimated value of your car as well as information about the claims process.

It is also important to have a mechanic inspect any damage your car has sustained. This will help determine the extent of the repairs necessary, and it could potentially reduce repair costs in some cases if applicable. Once you have received an estimate from your mechanic, compare the estimated cost of repairs to the market value of your vehicle.

Ultimately, if the cost to repair your car is greater than its total value, it will be considered a total loss and you will receive a payout from the insurance provider. Remember to also take into consideration any salvageable parts that could reduce the cost of repairs.

Tips For Dealing With a Salvaged Car

By following the steps above, you can determine if your car is a total loss and begin the insurance claim process accordingly. Knowing whether or not your car can be salvaged will help you make an informed decision about how to proceed with any necessary repairs. As always, we recommend consulting with a professional before making any decisions about your automobile.

Don’t have insurance? Or you just don’t wish to claim your totaled vehicle under your insurance? Choose to sell it to a local Indianapolis auto salvage yard for cash on the spot. Contact Zore’s Inc. Cash for Cars division at 317-450-3721 to get a free, over-the-phone quote from an honest and reputable Indianapolis junk car buyer. We serve all of Central Indiana with free junk car removal!

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Can I Scrap a Car With Water Damage?

Water damage to a vehicle is not always reversible. Although the realization that your vehicle has been totaled by flooding waters can give rise to flooding emotions like panic and devastation, you must remind yourself that even a totaled car has value.

Continue reading to learn how to scrap a car with water damage, including some tips on how to spot hidden water damages in your vehicle.

Junk Car Buyer Indianapolis Indiana 317-450-3721
Junk Car Buyer Indianapolis Indiana 317-450-3721

Causes of Water Damage in Cars

Inclement weather is the top cause of flood damage in vehicles. Whether a flash flood drenches a town in deep water for days or someone forgot to put the top up before leaving town on a trip, rain and floodwaters are at the top of the list of causes of water damage in vehicles.

Another common way cars incur water damage is through accidents. Drivers can lose control of their vehicles and veer into a pond or river, while some people catastrophically forget to put the parking brake on when loading their boat into the lake for the season.

Pranks like sticking garden hoses in the cracks of car windows is another common way cars get damaged by water. This cruel and reckless teenage trend is just one more reason why you should always roll up, lock up, and alarm up.

Signs of Automotive Water Damage

The most common signs of automotive water damage can be detected through your senses. Use your sense of sight, touch, and smell to identify these signs. Water damage can cause a moldy, musty smell. It can also cause rust and corrosion under the hood and around the vehicle. Recent water damage can be determined by simply feeling the upholstery or trim to see if they are damp.

Who Buys Water Damaged Cars?

Remember when we said your total loss vehicle still has value? That would be scrap value. Around 95% of cars in the United States that reach the end of their life are recycled, according to the Alliance of Automobile Manufacturers. Local scrap metal recycling centers and junk car buying businesses will gladly take your water-damaged car off your hands and pay you for its scrap value. The key here is to choose the right Indianapolis auto salvage yard to sell your junk car to. This will ensure you get paid the maximum value for your car or truck.

Looking for the right junk car buying company to pay you cash on the spot for your totaled car? Contact us at 317-450-3721 to request your free over-the-phone quote for Indianapolis cash for junk cars, today! We offer free junk car removal, too!

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What You Should Know About Keeping a Totaled Vehicle

Although you came out fine on the other end of your accident, your car did not. You then receive a phone call from your car insurance adjuster notifying you that your vehicle is a total loss and suggests ditching it at a local scrap yard. But what if you want to keep your totaled car? Is it possible? Is it legal? What are the benefits? Are there any disadvantages? These questions and more like them are all too common for those with a totaled vehicle on their hands.

If you are facing the same dilemma, and still unsure what to do with your totaled car, continue reading for some helpful information and advice.

Totaled Car Buyers Indianapolis Indiana 317-450-3721
Totaled Car Buyers Indianapolis Indiana 317-450-3721

There are Several Rules About Totaled Cars

When a car is involved in a collision that renders it incapable of driving safely, it will be towed at the scene of the accident. But if you really want to keep your vehicle and avoid paying impound fees later on, there is a chance you could stop the tow truck from retrieving your vehicle and call your own tow truck to have your vehicle hauled back to your home. Keep in mind that if you live in a public complex, it may be against the rules to have totaled or unkempt vehicles on the property, in which case, the management would have it towed away without your knowing. So, the real question you should be asking yourself is not, “Can I”, but rather, “Should I?”

The obligations and obstacles you are likely to encounter by keeping your totaled vehicle may not be worth whatever reason you have to hold onto it. And even though you might want to repair it, if the insurance company deems your vehicle a total loss, you cannot get a clean title for the vehicle, only a salvaged one.

Furthermore, it can be quite a challenge to get a DMV to approve any repairs you want to make on a total loss car, and even more difficult getting approval to re-brand the title as “rebuilt.” Even after getting your car repaired, the DMV will not allow you to legally operate it until it passes a rigorous inspection.

What is a Total Loss Vehicle?

A “total loss” describes a vehicle is so damaged, the cost of repair would exceed its current market value. For instance, a car that is worth $2,000 but costs $3,500 to repair is deemed a “total loss” by insurance company standards. So, it wouldn’t make sense to repair a vehicle if it’s totaled unless there were spectacular sentiment tied to it.

What You Can Do With a Totaled Car

If your car is totaled, and branded a total loss by your insurance company, it is best to scrap it for its metal and make some extra cash at the same time. Contact a local Indianapolis auto salvage yard to request an estimate from a reputable junk car buyer. Any motorized vehicle can also be sold to a junk car buyer, such as motorbikes, motorcycles, ATVs, mopeds, tractors, lawn mowers, construction equipment, watercrafts, boats, jet skis, farming equipment, trailers, and anything that ran on fuel. Many junk car buyers also accept automotive parts.

Are you ready to sell your wrecked car for cash on the spot? Contact us at 317-450-3721 to speak with an Indianapolis cash for junk cars buyer and get a free offer today. We serve all of Central Indiana with free junk car removal!

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You are Destroying Your Car if You Do Any of These 5 Things

Good driving practices are important for our safety, but also for the protection and longevity of our vehicle. If you are guilty of any of these 5 habits, you are actively destroying your car! Learn what these 5 habits are below, plus what you can do if you are too late, and now your car is totally junked.

Indianapolis Junk Car Buyers 317-450-3721
Indianapolis Junk Car Buyers 317-450-3721

Driving Habits That are a Bad Idea

Neglecting Routine Car Care

Perhaps one of the most common ways people destroy their cars is by neglecting its routine car care and maintenance needs. Routine car care includes everything from fluid changes and parts replacements to interior car care, car washing, tire care, and minor auto repairs as they come. If you want to run your car into the ground as fast as possible, ignore the factory scheduled maintenance recommendations.

Driving With the Parking Brake On

The parking brake is meant for parking, not driving. Those who regularly use the parking brake are prone to forgetting its on. Driving with an engaged parking brake can cause all sorts of mechanical problem and parts damage. In other cases, drivers accidentally engage the parking brake and drive without realizing its on.

Keeping the AC On

When you park your car, there is something important you need to do before turning the ignition off: turn the AC off! If you do not turn your air conditioner off in your car before turning off the engine, the serpentine belt will still be on when you turn your car back on. This causes the engine to work harder than it should, and therefore, wear it down faster.  

Running the Gas Tank Empty

Your car’s gas tank is meant to be filled. If you are someone who regularly lets the fuel tank go empty, you are definitely setting yourself up for premature car failure. Do not let your gas tank get below that last notch on your fuel gauge marker. Otherwise, you are running the risk of internal engine damages, which only leads to costly engine repairs or total replacements.

Riding the Brakes Downhill

Many people are wary about driving too fast down a hill, so they will naturally engage the brakes just slightly to maintain full speed control until they hit the plateau. But this is a terrible driving practice, not to mentioned unnecessary, that can damage your car’s braking system, arguably the most important feature of your vehicle.

Is it too late for your car? Do you have a junk car to get rid of? Contact us at 317-450-3721 to request your free over-the-phone quote for Indianapolis cash for junk cars, today! We offer free junk car removal, too!

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What To Do With a Total Loss Vehicle in Indiana

If you are left with a total loss vehicle, and the insurance company is not offering much, your best bet is to sell it to a junk car buyer for instant cash on the spot! Continue reading to learn exactly what to do with your totaled car in Indianapolis.

Sell Us Your Junk Vehicle Today! 317-450-3721
Sell Us Your Junk Vehicle Today! 317-450-3721

Do You Want to Some Easy Cash?

If you are looking to make some fast cash for junk cars, but you have no idea where to start, you have come to the right place! Zore’s Inc. Cash for Cars division is your solution to getting top-dollar for salvage vehicles in Indianapolis. We have several convenient locations throughout Central Indiana, but if you can’t come to us, we’ll come to you!

We provide FREE same-day pickup and haul away service for anyone who wishes to sell junk cars in Indianapolis and its surrounding areas! And best of all, getting started is easy because we make the junk car selling process speedy and hassle-free! Below is a step-by-step guide explaining exactly what you need to do to get the process going.

Step-By-Step Guide to Selling a Totaled Car:

❶ Locate the Title of the Vehicle

❷ Call 317-450-3721 or 1-888-U-Junk-It

❸ Tell Us the Make and Model of the Vehicle

❹ Receive a Free Over-the-Phone Quote

If You Accept Our Offer…

❶ We Schedule Our Tow Truck to Haul Away Your Vehicle for Free
❷ Upon Arrival, You Sign Over the Title
❸ Prior to Departure, We Pay You the Quoted Price in Cash!

Why Choose Us?

☑ Cash Paid on the Spot
☑ Top Prices Paid
☑ Fully-Licensed
☑ In-House Free Towing
☑ No Hidden Fees or Charges
☑ Accepts Anything Motorized
☑ Convenient Central Indiana Locations
☑ Free Same-Day Pick Up

Contact Us Today to Request a Free Quote!

You really can sell a totaled car in Indianapolis in as little as one day! Simply call 317-450-3721 and ask for Bill if you want the best deal for your junk car. As a family owned and operated company that has done business in Indiana since 1927, you can trust that we offer the fairest and most honest returns for junk cars and vehicles!

How to Keep a Totaled Car

After an accident totals your vehicle, there are many reasons why you might choose to keep it, rather than turn it into the insurance company for a payout. If you are choosing to keep your totaled car, it is important that you know how to go about it in the right way. Regulations for keeping an insured, total loss vehicle vary from state to state, and occasionally, among cities and townships.

Continue reading to learn what you need to do if you want to keep your totaled vehicle.

Sell a Totaled Vehicle 317-450-3721
Sell a Totaled Vehicle 317-450-3721

Defining a “Total Loss” Vehicle

Although definitions vary from state to state, fundamentally, a vehicle with damages that cost more to repair than the current cash value of the vehicle. For instance, a car that is worth $2,000 but costs $3,500 to repair is deemed a “total loss” by insurance company standards.

Contact Your Insurance Provider

To properly retain ownership and possession of your total loss vehicle, you must first contact your insurance carrier. They can give you the detailed instructions, as well as alternatives, to your decision. In most cases, a car owner would accept the cash tendered by the insurance company. If you choose this option, you cannot keep possession of your vehicle. Instead, the vehicle will be collected by the insurance company and ultimately, auctioned off for its scrap value. If you reject this option, and wish to maintain possession of your totaled car, you must notify your insurance carrier at this point in time.

Warnings About Keeping a Totaled Car

Keeping your totaled vehicle means that you either wish to scrap it yourself for the parts, or you want to restore it back to its original glory for sentiment. Regardless of your intentions, it is important to understand that if your insurance carrier deems your car a total loss, the title to the vehicle will be changed to a salvage title. Furthermore, it can be quite a challenge to get a DMV to approve any repairs you want to make on a total loss car, and even more difficult getting approval to re-brand the title as “rebuilt.” Even after getting your car repaired, the DMV will not allow you to legally operate it until it passes a rigorous inspection.

Another major issue concerning total loss vehicles is insurance. Not only is it difficult getting approval over at the DMV, it is also hard to find an insurance company that will provide adequate coverage for a car that previously had a salvage title. Also, if you owe money on a car loan, or the vehicle was financed, you are not given the option to maintain possession because it is not legally yours to keep.

How to Learn More About Totaled Cars

Sell a Junk Vehicle 317-450-3721
Sell a Junk Vehicle 317-450-3721

Call 317-450-3721 to speak with our friendly Indianapolis junk car buyers about selling your totaled car, today! We are the reputable and reliable junk car removal company you are searching for! We have been in business for over 25 years and will give you best return for your junk vehicle or motorized commodity. We accept anything with a motor, regardless of age or condition. Just call 317-450-3721 to get started!

When is a Car Totaled?

Sell a Totaled Vehicle 317-450-3721

Sell a Totaled Vehicle 317-450-3721

No one enjoys seeing the aftermath of a car accident. When a vehicle is involved in a collision or accident, the damages can sometimes look a lot worse than what they actually are. So in some lucky cases, a vehicle is not always a total loss after an accident. But how is a total loss determined? And who determines this? For answers to these questions and more, continue reading and learn what makes a vehicle a total loss following a motor vehicle accident or collision.

Calculating a Total Loss

The most common question asked after an accident is if a car is totaled or not. This is understandable considering most people want to have their vehicles repaired as soon as possible so they can get back on the road and back to their lives. So we always want to know right away, if repair is a possibility or if a vehicle is just totaled. Many times, cars and trucks can be fixed with the services of an auto body repair shop. Licensed mechanics can really do some incredible work. But in other cases, vehicles are just too far gone, so collecting a total loss settlement from insurance is best.

The guidelines for a totaled vehicle vary from state to state, but most insurance companies follow the general guideline of 75 percent. This means that a car or truck is considered totaled if it has 75 percent or more damage than the actual cash value of the vehicle. So if a car that was worth $2,000 has more than $1,500 worth of damage done to it, it is a totaled vehicle. It would cost more than the actual value of the vehicle to repair it. In this case, it would be advised to take the insurance settlement for a totaled car.

Many people also ask about airbags, and if a deployed airbag means a vehicle is automatically totaled. The truth is, a vehicle is not always totaled if the airbag deploys. Take into consideration the cost of the damages to the vehicle, plus the cost of replacing the airbag with a new dealership-grade airbag. If this total cost is more than what the vehicle is actually worth, then yes, the car is totaled. But this is usually the case for older vehicles. A new car that has had the airbag deploy, but didn’t sustain serious damage to other parts of the vehicle, can simply have the airbag and dash repaired, and the cosmetic damages fixed. It simply all depends on the cost of repairs, the amount of damage, and the value of the vehicle.

How to Get Paid Cash for Your Totaled Car

Junk Car Buyers 317-450-3721

Junk Car Buyers 317-450-3721

Call Indianapolis Cash for Cars at 317-450-3721 to get paid fast cash for your junk car or truck. They also buy auto parts and any other motorized commodities. Just call and request a quote, and they will schedule a time for their in-house tow truck to collect your vehicle and pay you cash on the spot! Call 317-450-3721 to request a free estimate for your junk car, today.

Can a New Car Be a Junk Car?

Cash for Cars Indianapolis 317-450-3721

Cash for Cars Indianapolis 317-450-3721

Who doesn’t love the feeling you get when you pull out onto the road in your brand new vehicle? That new car smell coupled with the excitement of getting to know your new ride are some of the best parts to buying a new car or truck. In fact, the high we get from owning a new car can mask the liability that comes along with it. Because no matter how solid your automotive insurance is, it is possible for your new vehicle to not have proper coverage need for major accidents and traffic collisions. In this case, you could be stuck with a brand new car that can no longer serve a purpose. Continue reading to learn just how a new car can turn into a salvaged car overnight.

Auto Accidents and Insurance Coverage

When you buy a brand new vehicle, you instantly get it covered by your choice insurance carrier. Unfortunately, many people fail to read the fine print that explains they do not replace totaled vehicles at full value. Some insurance policies do not covered totaled vehicles at all if they are damaged in a certain way. Whether you drive your new car into a lake, or mistakenly smash into a telephone pole, a new vehicle that has been totaled may or may not be covered by auto insurance.

In these cases, your new car becomes a junk car since the cost of repair would exceed the value of the vehicle in whole. If your insurance carrier provides coverage for totaling a new car, then you can simply replace it with the money you get in return. However, if your insurance carrier does not, or your policy does not have that feature, you are stuck paying a portion out of pocket for ANOTHER brand new vehicle. A good option for this situation would be to sell your totaled vehicle to a junk car buyer.

Indianapolis Cash for Cars

Junk Car Buyers 317-450-3721

Junk Car Buyers 317-450-3721

Call 317-450-3721 to sell a junk vehicle to Indianapolis Cash for Cars! We are a junk car that buys all make and model vehicles, new and old, for the highest price. We also buy water crafts, boats, jet skis, trailers, construction equipment, motorcycles, ATV’s, and more! Call us at 317-450-3721 to learn the value of your junk car today!