Understanding the Process of Disposing a Totaled Vehicle

Posted on February 10, 2023 by cashforcars

If you’ve recently been involved in a major accident, chances are that your car has been totaled. A totaled vehicle is one that the insurance company deems beyond repair and not worth putting money into fixing. In this case, it becomes necessary to get rid of the totaled car as soon as possible so you can move on with life. But how do you go about disposing of a totaled vehicle?

Here we will outline the process for doing just that, that way, you know what to expect when facing such a situation.

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How to Get Rid of a Totaled or Wrecked Car

Call Your Insurance Carrier

The first step in disposing of a wrecked car is to contact your insurance company. They will have the necessary paperwork for you to fill out and submit that will officially declare the car as a “total loss”. Once this is done, you can usually expect the insurance company to offer a settlement value for the vehicle that covers its current market value minus any deductible you may owe.

Choose Method of Disposal

Once the totaled car has been declared officially, it’s now time to move on and get rid of it. Your options here include selling it privately or trading it in at a junkyard, which is often preferred since junk yards tend to pay more than private buyers due to their large volume of sales. If you do decide to sell it privately, make sure you have all the necessary documents (title and registration) in order before doing so.

Junk Car Buyers are Your Best Bet

Another option is to contact a junk car buyer. These companies pay cash for junk vehicles, often with free removal included as part of the deal. This is one of the quickest ways to dispose of a wrecked vehicle since you don’t need to wait for potential buyers or shop around at different junkyards. Simply reach out to the company, provide them with details of your totaled vehicle, and they will give you an estimated offer based on its condition and value.

Once any negotiations are done and payment methods agreed upon, the junk car buyer will come to pick up your vehicle from wherever it is located, and you’ll have cash in hand. They will also take care of the necessary paperwork, making this one of the most hassle-free ways to dispose of a wrecked vehicle.

Get Paid Cash for a Wrecked Car in Indianapolis

Scrapping a totaled car is an important part of getting your life back on track after an accident. With these tips, you should be able to do so quickly and easily without any additional stress or worry. All that’s left now is to hope for a better future and make sure you drive safely!

Ready to receive fast cash for your old car? Sell it now! Contact us at 317-450-3721 to speak with an Indianapolis cash for junk cars buyer and get a free offer today. We serve all of Central Indiana and offer free junk car removal services.

How Do I Know If My Car is Totaled?

Posted on November 18, 2022 by cashforcars

If you have been in an accident, or if your car has sustained major damage due to another unforeseen issue, you may be wondering if it is a total loss. Determining whether a car is totaled is an important step in the insurance claim and repair process, so it’s essential to accurately identify this status before proceeding. To determine if a car is totaled, you’ll need to consider the cost of repairs in comparison to the market value of your vehicle.

Continue below to learn more about these considerations, plus what you can do with your totaled vehicle if you do not have auto insurance coverage in Indiana.

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What Makes a Car Totaled?

If the cost of repairing your car exceeds its market value, then it is likely to be considered a total loss. This means that the insurance company will not cover the repair costs because it would not make financial sense to do so. Instead, you will receive a payout from the insurance company that is equivalent to the market value of your car prior to its damage.

Evaluating a Total Loss Vehicle

In order to determine if your car has been totaled, there are several steps you can take. First, contact your auto insurance provider and inquire about the claims process for total loss vehicles. Your provider will likely be able to provide you with an estimated value of your car as well as information about the claims process.

It is also important to have a mechanic inspect any damage your car has sustained. This will help determine the extent of the repairs necessary, and it could potentially reduce repair costs in some cases if applicable. Once you have received an estimate from your mechanic, compare the estimated cost of repairs to the market value of your vehicle.

Ultimately, if the cost to repair your car is greater than its total value, it will be considered a total loss and you will receive a payout from the insurance provider. Remember to also take into consideration any salvageable parts that could reduce the cost of repairs.

Tips For Dealing With a Salvaged Car

By following the steps above, you can determine if your car is a total loss and begin the insurance claim process accordingly. Knowing whether or not your car can be salvaged will help you make an informed decision about how to proceed with any necessary repairs. As always, we recommend consulting with a professional before making any decisions about your automobile.

Don’t have insurance? Or you just don’t wish to claim your totaled vehicle under your insurance? Choose to sell it to a local Indianapolis auto salvage yard for cash on the spot. Contact Zore’s Inc. Cash for Cars division at 317-450-3721 to get a free, over-the-phone quote from an honest and reputable Indianapolis junk car buyer. We serve all of Central Indiana with free junk car removal!

What You Should Know About Keeping a Totaled Vehicle

Posted on July 18, 2022 by cashforcars

Although you came out fine on the other end of your accident, your car did not. You then receive a phone call from your car insurance adjuster notifying you that your vehicle is a total loss and suggests ditching it at a local scrap yard. But what if you want to keep your totaled car? Is it possible? Is it legal? What are the benefits? Are there any disadvantages? These questions and more like them are all too common for those with a totaled vehicle on their hands.

If you are facing the same dilemma, and still unsure what to do with your totaled car, continue reading for some helpful information and advice.

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There are Several Rules About Totaled Cars

When a car is involved in a collision that renders it incapable of driving safely, it will be towed at the scene of the accident. But if you really want to keep your vehicle and avoid paying impound fees later on, there is a chance you could stop the tow truck from retrieving your vehicle and call your own tow truck to have your vehicle hauled back to your home. Keep in mind that if you live in a public complex, it may be against the rules to have totaled or unkempt vehicles on the property, in which case, the management would have it towed away without your knowing. So, the real question you should be asking yourself is not, “Can I”, but rather, “Should I?”

The obligations and obstacles you are likely to encounter by keeping your totaled vehicle may not be worth whatever reason you have to hold onto it. And even though you might want to repair it, if the insurance company deems your vehicle a total loss, you cannot get a clean title for the vehicle, only a salvaged one.

Furthermore, it can be quite a challenge to get a DMV to approve any repairs you want to make on a total loss car, and even more difficult getting approval to re-brand the title as “rebuilt.” Even after getting your car repaired, the DMV will not allow you to legally operate it until it passes a rigorous inspection.

What is a Total Loss Vehicle?

A “total loss” describes a vehicle is so damaged, the cost of repair would exceed its current market value. For instance, a car that is worth $2,000 but costs $3,500 to repair is deemed a “total loss” by insurance company standards. So, it wouldn’t make sense to repair a vehicle if it’s totaled unless there were spectacular sentiment tied to it.

What You Can Do With a Totaled Car

If your car is totaled, and branded a total loss by your insurance company, it is best to scrap it for its metal and make some extra cash at the same time. Contact a local Indianapolis auto salvage yard to request an estimate from a reputable junk car buyer. Any motorized vehicle can also be sold to a junk car buyer, such as motorbikes, motorcycles, ATVs, mopeds, tractors, lawn mowers, construction equipment, watercrafts, boats, jet skis, farming equipment, trailers, and anything that ran on fuel. Many junk car buyers also accept automotive parts.

Are you ready to sell your wrecked car for cash on the spot? Contact us at 317-450-3721 to speak with an Indianapolis cash for junk cars buyer and get a free offer today. We serve all of Central Indiana with free junk car removal!

How to Find Out Which Kind of Title Your Car Has

Posted on April 21, 2022 by cashforcars

Although some states refer to this document as a pink slip, here in Indiana, we call it a certificate of title for a vehicle. There are three different types of titles a vehicle can be assigned, all of which vary depending on the history and condition of the vehicle. It is important for you to know which kind of title your car has, especially if you plan to sell yours soon.

Continue reading to learn a little about how car titles work, plus how to determine which kind of car title you have for your vehicle.

You Need a Car Title to Prove Ownership of Your Vehicle

A car owner needs to have legal proof that they are the true owner of their vehicle, and the most common document for this protection is a car title. Although other documents can be used to prove car ownership, the title is the most effective and often mandatory. If you purchase a vehicle, you will receive the title from your state’s Department of Motor Vehicles (DMV).

If you sell your car to another person, you will need to transfer the title to them. If you are buying a used vehicle from a private party, the seller will transfer the title to you. Aside from cars and trucks, titles are issued for several other types of motorized commodities, including motorcycles, mopeds, RV’s, boats, jet skis, and more.

3 Types of Car Titles

There are three different types of car titles: clean, salvaged, and rebuilt. Depending on the condition and history, your vehicle will have a title that fits one of the three. To determine which type of title you have for your car, simply read the front. It should have one of the three following labels:

▶ Clean – A clean car title is the best title to have because it means the vehicle has never experienced severe damage. All brand new cars come with clean titles (or at least they should!).

▶ Salvaged – When a car is so badly damaged or defective that the price to restore it would be more than its current value, it is issued a salvaged title. It is wise to understand the difference between salvaged and rebuilt car titles.

▶ Rebuilt – When a vehicle is so badly damaged that it is declared totaled (making it a candidate for a salvage title), but the car owner decides to rebuild it, it can be issued a rebuilt title so long as all qualifications are met. This is also called a reconstructed title. This lets all future buyers know that the vehicle was once severely damaged, but then restored.

Are you ready to sell your old, junked car for an instant cash payout? Contact us at 317-450-3721 to speak with an Indianapolis cash for junk cars buyer and get a free offer today. We serve all of Central Indiana.

When There Might Be a Problem With Your Car’s Suspension

Posted on June 21, 2021 by cashforcars

When it comes to investment protection and dependable performance, a suspension problem is an issue you want to catch as early as possible. If a worn-out suspension is ignored, marks of trouble will start to appear very quickly. Common indications of transmission distress include excessive wear and tear on tires, faulty alignment, and daunting sounds like bouncing, knocking, banging, or thumping.

If you think your vehicle is experiencing any of these issues, it is important to address them as soon as you can. Otherwise, you risk turning your vehicle into a total loss. If this happens, you will have to claim a totaled car under insurance policy, or sell it to a local junk car buyer for instant cash.

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When to Inspect a Car Suspension:

► Towing, Long-Distance Driving, and More

Even if you are not aware of any mechanical problems with your vehicle’s suspension, there are still many other reasons you should get it inspected on a regular basis. For instance, if you are a frequent commuter, drive long distances, or tow heavy freights with your car, you need routine suspension inspection and service. One time per year is a good schedule to follow, but you should increase this to 2 times per year if you tow heavy cargoes on a regular basis.

► Old Age or Poor Condition

Another reason to get your car suspension inspected has to do with its age and condition. Older vehicles, or vehicles in poor condition, will need more maintenance and service than a newer model vehicle in good condition. If you have an old or problematic vehicle, it may be wise to get all routine factory scheduled maintenance on a yearly basis, not just the suspension.

► After an Accident

You should always have your car’s suspension checked after an accident as well, regardless of how minor you think the accident was. Even a tiny impact can cause your alignment to offset or damage a suspension. If the accident causes suspension issues, and you neglect to have them looked at, you could risk facing a hefty repair bill later down the road; or worse, you can total your vehicle.

You Can Always Sell Your Junked Car in Indiana

If you cannot afford to repair your car or purchase a new one, then junking your car for cash in Indiana could be your best solution. Selling your wrecked or broken down vehicle will give you access to instant cash. This cash can go toward a down payment on a new car from a used car lot. It can even be put toward a new car in some cases, depending on how much you get.

Do you have a broken down suspension that costs too much to repair? Call 317-450-3721 to speak with friendly Indianapolis junk car buyers about selling your total loss vehicle for cash on the spot. We accept anything with a motor, regardless of age or condition.

You Might Also Read:

Common Automotive Damages That Can Total a Car
Most Affordable Solutions for Car Engine Problems
Top 5 Factors Used to Determine the Total Loss Value of a Car

How to Sell Your Junk Pick Up Truck in Indianapolis

Posted on May 18, 2021 by cashforcars

Get fast cash for your old, beat up truck as soon as today when you call our reputable and professional Indianapolis junk car buyers! Continue below to learn exactly how easy it is to sell your junk or totaled pickup truck in Central Indiana, and just how much you can earn by getting rid it right now!

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Get Paid Instant Cash for Junk Trucks in Indianapolis, Indiana

Indianapolis Cash for Cars has been serving the Hoosier communities for over 75 years, providing fast cash on the spot for junk vehicles. We are among Indiana’s leading junk car buyers, and provide a wide range of customer conveniences and services that set us apart from our competition. Our stations are known for offering the highest, and fairest, returns for junk cars, trucks, equipment, and more.

The Easiest Way to Sell a Junk Pickup in the Indy Areas

Not only do we offer immediate cash on the spot to anyone who wishes to sell our junk vehicle, we also offer several amenities to make the process easy and convenient for our clients. For example, if you wish to get rid of your old, junked pickup truck, all you have to do is call us, and our friendly and professional handlers will take it from there! We will come and get your truck, pay you for it, and then tow it away at no additional cost to you! That’s right! Free towing and pickup services to any customer selling a junk vehicle to us!

We Buy Any Truck in Any Condition No Matter What!

If you have an old pickup truck, no matter what condition, and you want to get rid of it quickly, then Indianapolis Cash for Cars is your solution! Whether you have had trouble selling it, or it’s simply junked, we will accept your truck and pay you cash on the spot! No matter what condition your truck is in, our friendly and honest team members will take it off your hands for free.

Ready to get paid a pleasurable payout for your broken-down, antique, or junked truck? Contact us at 317-450-3721 to request your free over-the-phone quote for Indianapolis cash for junk cars, today!

You Should Also Read:

How Much is My Wrecked Car Worth?
Advice for Selling a Wrecked Vehicle
Top Three Car Parts Bought By Auto Salvage Yards

Top Three Car Parts Bought By Auto Salvage Yards

Posted on January 21, 2021 by cashforcars

If you are wondering which old and broken auto parts to get rid of in that antique shed of yours, you really don’t need to decide on anything. Scrap yards will take all of your car parts, whether they are intact, working, or not. However, the automotive parts sought out the most by junk car buying companies might be a good place for you to start for some instant success and cash profit.

Continue below to learn the top three car parts bought by auto salvage yards, and why they are so great for automotive recycling initiatives.

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Sell These Auto Parts to a Junk Car Lot:

Catalytic Converters are Number One

Catalytic converters are the most prized possession at auto salvage yards. If your junk car still has its catalytic converter, you are at an advantage because it means your car’s scrap value is higher than a car without a catalytic converter. Why are catalytic converters so praised and sought after in the auto recycling industry? Well, it has to do with the type of metal they contain. Catalytic converters are made from a combination of metals and metal alloys, some of which are precious metals.

Precious metals are metals that are rare, naturally-occurring, and retain high economic value. The precious metals within catalytic converters can vary, but generally include all of a combination of platinum, palladium and rhodium. Catalytic converters can contain other useful and recyclable metals, such as cerium, iron, manganese, nickel, and copper.

Batteries

Car batteries are very plentiful, and as batteries, require responsible disposal. A typically 12 volt car battery contains a variety of dangerous chemicals and materials. These chemicals are hazardous to the environment and can endanger the health of the community as well. For this reason, they are commonly handed over to scrap yards for safe disposal, storage, and metal recycling. Whether your automotive battery is dead, dying, old, broken, or brand new, an Indianapolis Cash for Cars buyer wants to pay you cash for them, today.

Wheels

Car wheels, including both rims and tires, are a big deal at auto scrap yards. Not only are the materials recyclable, but they are easily stored and reprocessed. For these reasons, a junk car buyer won’t ask twice to take some old car wheels off your hands, especially if they are for larger vehicles like trucks, delivery vans, recreational vehicles, buses, and semi’s. They typically contain mostly steel and iron, but can also have aluminum and copper metal in them.

Indianapolis Junk Car Buyers That Will Pay You the Most Cash Guaranteed

Call Indianapolis Cash for Cars at 317-450-3721 and ask for Bill if you want to sell a junk car in Indianapolis, Indiana. We will provide all the information you need on the junk car selling process, current market values for metal, alternative junk car options, and more. As a family owned and operated company that has done business in Indiana since 1927, you can trust that we offer the fairest and most honest returns for junk cars and vehicles.

Common Automotive Damages That Can Total a Car

Posted on April 27, 2020 by cashforcars

When it is time to have a vehicle repaired, one might have some anxiety about the amount of money it will take to get it fixed. This is especially true for those who know they are dealing with some major mechanical damages. In fact, there are some car repairs that are so major and intensive, they often cost more than what the car is actually worth. In this case, the vehicle would be deemed a total loss.

Continue reading to learn some of the most common automotive damages that total a car, as well as, how you can recoup some profit from a total loss vehicle.

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Engine Failure

There are all kinds of things that can go wrong in a car engine. From filters and head gaskets, to cylinder heads, timing belts, transmissions, and more, the list of possible mechanical breakdowns is long. Although many engine repairs are moderate or straightforward, such as spark plug replacement and tune-ups, there are others that can wreck a person’s budget, and even total the car altogether. Examples of engine failures that can total a car include engine replacement, major engine work, engine rebuilds, and ignition system replacement.

Frame Damage

In the case of a collision, a vehicle can sustain a massive amount of cosmetic and structural damage. When a car’s frame or chassis is damaged to the point that it requires a complete reset, the cost can be equivalent to buying another car. If the cost of repairing a damaged car frame or chassis exceeds the current resale value of a vehicle, the insurance company will deem it a total loss.

Fires and Floods

If a car catches fire, or is submerged in water for a period of time, the cost to repair it back to its original conditions prior to the fire or flood damage is typically astronomical. In fact, the cost is so high, the only time people really have their vehicle’s repaired after such damage is if it is a company vehicle needed for business, such as an ice cream truck or delivery truck, or it is a classic car or collectible. For standard vehicles, fire and flood damage will almost always render them totaled. See our blog, “Can I Sell a Car That Has Been Submerged in Water?” for more details regarding this topic.

Transmission Failures

Just like a car engine, the transmission is a critical system in which many mechanical issues can arise. In the case that a transmission needs to be replaced, the cost can sometimes exceed the current resale value of the vehicle. Similar transmission damages that can total a vehicle include major transmission work like rebuilds and replacements, as well as, driveline repair and differential repair.

How to Get Money Back for a Totaled Car in Indiana

You really can sell a totaled car in Indianapolis in as little as one day! Simply call 317-450-3721 and ask for Bill if you want the best deal for your junk car. As a family owned and operated company that has done business in Indiana since 1927, you can trust that we offer the fairest and most honest returns for junk cars and vehicles!

How Much is My Wrecked Car Worth?

Posted on March 31, 2020 by cashforcars

After your car is involved in a crash, your first thought might be to have it repaired. But if the total cost to repair your vehicle exceeds its actual market value, you might be better off taking the insurance check or selling it to a scrap yard. Continue reading to learn how much your wrecked car might be worth, and where you can sell it for cash on the spot.

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Diminished Value in Cars

All vehicles begin to reduce in value as soon they are sold and driven off the lot, but the rate at which a vehicle diminishes in value depends on a wide range of factors. Often referred to as “diminution of value”, a vehicle’s diminished value is calculated by comparing the value of the car before the accident, to the value of the car after the accident. It is important to understand the difference between diminished value and depreciation, as they are not the same thing when it comes to cars. Depreciation refers to how much a car loses value over time.

There are three types of “diminution of value”, which include inherent, immediate, and repair-related. The most common type is inherent diminished value, but for car accidents, you will want to focus on immediate diminished value.

✅ Inherent Diminished Value – Loss of value as a result of damage over time.

✅ Immediate Diminished Value – Loss of value directly after damage occurs.

✅ Repair-Related Diminished Value – Loss of value following improper repairs.

How to Sell a Wrecked Car in Indianapolis

Earn fast cash for junk cars in Indianapolis by calling 317-450-3721 right now! You can reach a friendly office attendant anytime, day or night. Selling a junk car for cash is good for the environment, makes you money, and gets unsafe vehicles off the road. There are several advantages to selling a junk car, but let the cash tempt you the most! Request a free phone quote, today.