How Do I Know If My Car is Totaled?

If you have been in an accident, or if your car has sustained major damage due to another unforeseen issue, you may be wondering if it is a total loss. Determining whether a car is totaled is an important step in the insurance claim and repair process, so it’s essential to accurately identify this status before proceeding. To determine if a car is totaled, you’ll need to consider the cost of repairs in comparison to the market value of your vehicle.

Continue below to learn more about these considerations, plus what you can do with your totaled vehicle if you do not have auto insurance coverage in Indiana.

Call 317-450-3721 For Indianapolis Cash For Junk Cars!
Call 317-450-3721 For Indianapolis Cash For Junk Cars!

What Makes a Car Totaled?

If the cost of repairing your car exceeds its market value, then it is likely to be considered a total loss. This means that the insurance company will not cover the repair costs because it would not make financial sense to do so. Instead, you will receive a payout from the insurance company that is equivalent to the market value of your car prior to its damage.

Evaluating a Total Loss Vehicle

In order to determine if your car has been totaled, there are several steps you can take. First, contact your auto insurance provider and inquire about the claims process for total loss vehicles. Your provider will likely be able to provide you with an estimated value of your car as well as information about the claims process.

It is also important to have a mechanic inspect any damage your car has sustained. This will help determine the extent of the repairs necessary, and it could potentially reduce repair costs in some cases if applicable. Once you have received an estimate from your mechanic, compare the estimated cost of repairs to the market value of your vehicle.

Ultimately, if the cost to repair your car is greater than its total value, it will be considered a total loss and you will receive a payout from the insurance provider. Remember to also take into consideration any salvageable parts that could reduce the cost of repairs.

Tips For Dealing With a Salvaged Car

By following the steps above, you can determine if your car is a total loss and begin the insurance claim process accordingly. Knowing whether or not your car can be salvaged will help you make an informed decision about how to proceed with any necessary repairs. As always, we recommend consulting with a professional before making any decisions about your automobile.

Don’t have insurance? Or you just don’t wish to claim your totaled vehicle under your insurance? Choose to sell it to a local Indianapolis auto salvage yard for cash on the spot. Contact Zore’s Inc. Cash for Cars division at 317-450-3721 to get a free, over-the-phone quote from an honest and reputable Indianapolis junk car buyer. We serve all of Central Indiana with free junk car removal!

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What You Should Know About Keeping a Totaled Vehicle

Although you came out fine on the other end of your accident, your car did not. You then receive a phone call from your car insurance adjuster notifying you that your vehicle is a total loss and suggests ditching it at a local scrap yard. But what if you want to keep your totaled car? Is it possible? Is it legal? What are the benefits? Are there any disadvantages? These questions and more like them are all too common for those with a totaled vehicle on their hands.

If you are facing the same dilemma, and still unsure what to do with your totaled car, continue reading for some helpful information and advice.

Totaled Car Buyers Indianapolis Indiana 317-450-3721
Totaled Car Buyers Indianapolis Indiana 317-450-3721

There are Several Rules About Totaled Cars

When a car is involved in a collision that renders it incapable of driving safely, it will be towed at the scene of the accident. But if you really want to keep your vehicle and avoid paying impound fees later on, there is a chance you could stop the tow truck from retrieving your vehicle and call your own tow truck to have your vehicle hauled back to your home. Keep in mind that if you live in a public complex, it may be against the rules to have totaled or unkempt vehicles on the property, in which case, the management would have it towed away without your knowing. So, the real question you should be asking yourself is not, “Can I”, but rather, “Should I?”

The obligations and obstacles you are likely to encounter by keeping your totaled vehicle may not be worth whatever reason you have to hold onto it. And even though you might want to repair it, if the insurance company deems your vehicle a total loss, you cannot get a clean title for the vehicle, only a salvaged one.

Furthermore, it can be quite a challenge to get a DMV to approve any repairs you want to make on a total loss car, and even more difficult getting approval to re-brand the title as “rebuilt.” Even after getting your car repaired, the DMV will not allow you to legally operate it until it passes a rigorous inspection.

What is a Total Loss Vehicle?

A “total loss” describes a vehicle is so damaged, the cost of repair would exceed its current market value. For instance, a car that is worth $2,000 but costs $3,500 to repair is deemed a “total loss” by insurance company standards. So, it wouldn’t make sense to repair a vehicle if it’s totaled unless there were spectacular sentiment tied to it.

What You Can Do With a Totaled Car

If your car is totaled, and branded a total loss by your insurance company, it is best to scrap it for its metal and make some extra cash at the same time. Contact a local Indianapolis auto salvage yard to request an estimate from a reputable junk car buyer. Any motorized vehicle can also be sold to a junk car buyer, such as motorbikes, motorcycles, ATVs, mopeds, tractors, lawn mowers, construction equipment, watercrafts, boats, jet skis, farming equipment, trailers, and anything that ran on fuel. Many junk car buyers also accept automotive parts.

Are you ready to sell your wrecked car for cash on the spot? Contact us at 317-450-3721 to speak with an Indianapolis cash for junk cars buyer and get a free offer today. We serve all of Central Indiana with free junk car removal!

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How to Find Out Which Kind of Title Your Car Has

Although some states refer to this document as a pink slip, here in Indiana, we call it a certificate of title for a vehicle. There are three different types of titles a vehicle can be assigned, all of which vary depending on the history and condition of the vehicle. It is important for you to know which kind of title your car has, especially if you plan to sell yours soon.

Continue reading to learn a little about how car titles work, plus how to determine which kind of car title you have for your vehicle.

Indy Cash for Cars 317-450-3721
Indy Cash for Cars 317-450-3721

You Need a Car Title to Prove Ownership of Your Vehicle

A car owner needs to have legal proof that they are the true owner of their vehicle, and the most common document for this protection is a car title. Although other documents can be used to prove car ownership, the title is the most effective and often mandatory. If you purchase a vehicle, you will receive the title from your state’s Department of Motor Vehicles (DMV).

If you sell your car to another person, you will need to transfer the title to them. If you are buying a used vehicle from a private party, the seller will transfer the title to you. Aside from cars and trucks, titles are issued for several other types of motorized commodities, including motorcycles, mopeds, RV’s, boats, jet skis, and more.

3 Types of Car Titles

There are three different types of car titles: clean, salvaged, and rebuilt. Depending on the condition and history, your vehicle will have a title that fits one of the three. To determine which type of title you have for your car, simply read the front. It should have one of the three following labels:

Clean – A clean car title is the best title to have because it means the vehicle has never experienced severe damage. All brand new cars come with clean titles (or at least they should!).

Salvaged – When a car is so badly damaged or defective that the price to restore it would be more than its current value, it is issued a salvaged title. It is wise to understand the difference between salvaged and rebuilt car titles.

Rebuilt – When a vehicle is so badly damaged that it is declared totaled (making it a candidate for a salvage title), but the car owner decides to rebuild it, it can be issued a rebuilt title so long as all qualifications are met. This is also called a reconstructed title. This lets all future buyers know that the vehicle was once severely damaged, but then restored.

Are you ready to sell your old, junked car for an instant cash payout? Contact us at 317-450-3721 to speak with an Indianapolis cash for junk cars buyer and get a free offer today. We serve all of Central Indiana.

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Top 3 Documents to Have in Your Vehicle at All Times

Top 3 Documents to Have in Your Vehicle at All Times

When it comes to owning a car, there are a lot of documents you will fill out, copy, and keep. But when it comes to driving your car, there are three important documents you should always have on hand, whether in the glove compartment, underneath the seat, or in middle console.

Continue reading to learn which 3 documents you should have in your car at all times and why.

Indianapolis IN Cash for Junk Cars 317-450-3721
Indianapolis IN Cash for Junk Cars 317-450-3721

Top Vehicle Documents You Will Encounter as a Car Owner

Although they vary depending on what you get and where, the most common car documents encountered when purchasing a new or used vehicle include a Bill of Sale (also known as a Buyer’s Order), retail installment contract, finance agreement, service contract, odometer mileage disclosure form, lemon law rights statement, and of course, certificate of title.

But the list of documents you need to keep in your car if you plan to drive it is significantly smaller than this. In fact, you can be a legal, first-class driver with simply 2 documents in your vehicle. Now, if you really want to be on the safe side, add a third. What are these 3 important documents you must keep in your vehicle always? They are the car registration, proof of insurance, and owner’s manual.

Always Keep These Papers in Your Car:

Car Registration

In order to have legal license plates on your vehicle, you will need to register your car with the state and renew the registration each year. After doing so, you will receive a registration card, which should be kept in your vehicle at all times. A car registration proves that your plates are valid and that you are the legal owner of the vehicle.

Proof of Insurance

Both state and federal law or require that all vehicles must be covered by limited liability insurance in order to be legally driven on the road. It is important to keep your proof of insurance documents in your vehicle at all times, as you will need to provide insurance information if you are ever pulled over by law enforcement or involved in a traffic collision.

Owner’s Manual

Although many do not realize it, the owner’s manual is one of the most important documents you can keep in your vehicle in case of an automotive or roadside emergency. When something goes wrong in your car, it is important that you have the proper literature to learn how to approach and resolve the issue safely. Furthermore, the owner’s manual is important if you want to sell your car for cash in Indianapolis.

Do Not Keep the Title in Your Car

Many drivers wrongly assume that they should have the certificate of title in their car, but this is very unsafe. Leave your car title at home or place it in a bank safety deposit box. Leaving your title in your vehicle can be risky in the case that your car is ever stolen. The thief can use your car title as proof of ownership to sell your car anywhere, leaving you without any recourse to get back. Additionally, a stolen car title can be used to steal a person’s identity.

Are you ready to sell your car for cash because it is totaled or wrecked? Contact Zore’s Inc. Cash for Cars Indianapolis at 317-450-3721 for the most profitable junk car selling in Indianapolis and its surrounding counties. We offer free junk car removal in all of Central Indiana.

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The Difference the BMV and the DMV
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Cash for Cars Indianapolis 317-450-3721
Cash for Cars Indianapolis 317-450-3721

When There Might Be a Problem With Your Car’s Suspension

When it comes to investment protection and dependable performance, a suspension problem is an issue you want to catch as early as possible. If a worn-out suspension is ignored, marks of trouble will start to appear very quickly. Common indications of transmission distress include excessive wear and tear on tires, faulty alignment, and daunting sounds like bouncing, knocking, banging, or thumping.

If you think your vehicle is experiencing any of these issues, it is important to address them as soon as you can. Otherwise, you risk turning your vehicle into a total loss. If this happens, you will have to claim a totaled car under insurance policy, or sell it to a local junk car buyer for instant cash.

Indianapolis Indiana Total Loss Car Buyers
Indianapolis Indiana Total Loss Car Buyers 317-450-3721

When to Inspect a Car Suspension:

Towing, Long-Distance Driving, and More

Even if you are not aware of any mechanical problems with your vehicle’s suspension, there are still many other reasons you should get it inspected on a regular basis. For instance, if you are a frequent commuter, drive long distances, or tow heavy freights with your car, you need routine suspension inspection and service. One time per year is a good schedule to follow, but you should increase this to 2 times per year if you tow heavy cargoes on a regular basis.

Old Age or Poor Condition

Another reason to get your car suspension inspected has to do with its age and condition. Older vehicles, or vehicles in poor condition, will need more maintenance and service than a newer model vehicle in good condition. If you have an old or problematic vehicle, it may be wise to get all routine factory scheduled maintenance on a yearly basis, not just the suspension.

After an Accident

You should always have your car’s suspension checked after an accident as well, regardless of how minor you think the accident was. Even a tiny impact can cause your alignment to offset or damage a suspension. If the accident causes suspension issues, and you neglect to have them looked at, you could risk facing a hefty repair bill later down the road; or worse, you can total your vehicle.

You Can Always Sell Your Junked Car in Indiana

If you cannot afford to repair your car or purchase a new one, then junking your car for cash in Indiana could be your best solution. Selling your wrecked or broken down vehicle will give you access to instant cash. This cash can go toward a down payment on a new car from a used car lot. It can even be put toward a new car in some cases, depending on how much you get.

Do you have a broken down suspension that costs too much to repair? Call 317-450-3721 to speak with friendly Indianapolis junk car buyers about selling your total loss vehicle for cash on the spot. We accept anything with a motor, regardless of age or condition.

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Common Automotive Damages That Can Total a Car
Most Affordable Solutions for Car Engine Problems
Top 5 Factors Used to Determine the Total Loss Value of a Car

Cash for Cars Indianapolis
Cash for Cars Indianapolis 317-450-3721

How to Sell Your Junk Pick Up Truck in Indianapolis

Get fast cash for your old, beat up truck as soon as today when you call our reputable and professional Indianapolis junk car buyers! Continue below to learn exactly how easy it is to sell your junk or totaled pickup truck in Central Indiana, and just how much you can earn by getting rid it right now!

Indianapolis Indiana Junk Truck Buyers 317-450-3721
Indianapolis Indiana Junk Truck Buyers 317-450-3721

Get Paid Instant Cash for Junk Trucks in Indianapolis, Indiana

Indianapolis Cash for Cars has been serving the Hoosier communities for over 75 years, providing fast cash on the spot for junk vehicles. We are among Indiana’s leading junk car buyers, and provide a wide range of customer conveniences and services that set us apart from our competition. Our stations are known for offering the highest, and fairest, returns for junk cars, trucks, equipment, and more.

The Easiest Way to Sell a Junk Pickup in the Indy Areas

Not only do we offer immediate cash on the spot to anyone who wishes to sell our junk vehicle, we also offer several amenities to make the process easy and convenient for our clients. For example, if you wish to get rid of your old, junked pickup truck, all you have to do is call us, and our friendly and professional handlers will take it from there! We will come and get your truck, pay you for it, and then tow it away at no additional cost to you! That’s right! Free towing and pickup services to any customer selling a junk vehicle to us!

We Buy Any Truck in Any Condition No Matter What!

If you have an old pickup truck, no matter what condition, and you want to get rid of it quickly, then Indianapolis Cash for Cars is your solution! Whether you have had trouble selling it, or it’s simply junked, we will accept your truck and pay you cash on the spot! No matter what condition your truck is in, our friendly and honest team members will take it off your hands for free.

Ready to get paid a pleasurable payout for your broken-down, antique, or junked truck? Contact us at 317-450-3721 to request your free over-the-phone quote for Indianapolis cash for junk cars, today!

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Cash for Cars Indianapolis
Cash for Cars Indianapolis 317-450-3721

Top Three Car Parts Bought By Auto Salvage Yards

If you are wondering which old and broken auto parts to get rid of in that antique shed of yours, you really don’t need to decide on anything. Scrap yards will take all of your car parts, whether they are intact, working, or not. However, the automotive parts sought out the most by junk car buying companies might be a good place for you to start for some instant success and cash profit.

Continue below to learn the top three car parts bought by auto salvage yards, and why they are so great for automotive recycling initiatives.

We Pay Cash for Junk Car Parts in Indianapolis! 317-450-3721
We Pay Cash for Junk Car Parts in Indianapolis! 317-450-3721

Sell These Auto Parts to a Junk Car Lot:

Catalytic Converters are Number One

Catalytic converters are the most prized possession at auto salvage yards. If your junk car still has its catalytic converter, you are at an advantage because it means your car’s scrap value is higher than a car without a catalytic converter. Why are catalytic converters so praised and sought after in the auto recycling industry? Well, it has to do with the type of metal they contain. Catalytic converters are made from a combination of metals and metal alloys, some of which are precious metals.

Precious metals are metals that are rare, naturally-occurring, and retain high economic value. The precious metals within catalytic converters can vary, but generally include all of a combination of platinum, palladium and rhodium. Catalytic converters can contain other useful and recyclable metals, such as cerium, iron, manganese, nickel, and copper. 

Batteries

Car batteries are very plentiful, and as batteries, require responsible disposal. A typically 12 volt car battery contains a variety of dangerous chemicals and materials. These chemicals are hazardous to the environment and can endanger the health of the community as well. For this reason, they are commonly handed over to scrap yards for safe disposal, storage, and metal recycling. Whether your automotive battery is dead, dying, old, broken, or brand new, an Indianapolis Cash for Cars buyer wants to pay you cash for them, today.

Wheels

Car wheels, including both rims and tires, are a big deal at auto scrap yards. Not only are the materials recyclable, but they are easily stored and reprocessed. For these reasons, a junk car buyer won’t ask twice to take some old car wheels off your hands, especially if they are for larger vehicles like trucks, delivery vans, recreational vehicles, buses, and semi’s. They typically contain mostly steel and iron, but can also have aluminum and copper metal in them.

Indianapolis Junk Car Buyers That Will Pay You the Most Cash Guaranteed

Call Indianapolis Cash for Cars at 317-450-3721 and ask for Bill if you want to sell a junk car in Indianapolis, Indiana. We will provide all the information you need on the junk car selling process, current market values for metal, alternative junk car options, and more. As a family owned and operated company that has done business in Indiana since 1927, you can trust that we offer the fairest and most honest returns for junk cars and vehicles.

Cash for Cars Indianapolis
Cash for Cars Indianapolis 317-450-3721

Common Automotive Damages That Can Total a Car

When it is time to have a vehicle repaired, one might have some anxiety about the amount of money it will take to get it fixed. This is especially true for those who know they are dealing with some major mechanical damages. In fact, there are some car repairs that are so major and intensive, they often cost more than what the car is actually worth. In this case, the vehicle would be deemed a total loss.

Continue reading to learn some of the most common automotive damages that total a car, as well as, how you can recoup some profit from a total loss vehicle.

Indianapolis Junk Car Buyers
Sell Us Your Totaled Car! 317-450-3721

Engine Failure

There are all kinds of things that can go wrong in a car engine. From filters and head gaskets, to cylinder heads, timing belts, transmissions, and more, the list of possible mechanical breakdowns is long. Although many engine repairs are moderate or straightforward, such as spark plug replacement and tune-ups, there are others that can wreck a person’s budget, and even total the car altogether. Examples of engine failures that can total a car include engine replacement, major engine work, engine rebuilds, and ignition system replacement.

Frame Damage

In the case of a collision, a vehicle can sustain a massive amount of cosmetic and structural damage. When a car’s frame or chassis is damaged to the point that it requires a complete reset, the cost can be equivalent to buying another car. If the cost of repairing a damaged car frame or chassis exceeds the current resale value of a vehicle, the insurance company will deem it a total loss.

Fires and Floods

If a car catches fire, or is submerged in water for a period of time, the cost to repair it back to its original conditions prior to the fire or flood damage is typically astronomical. In fact, the cost is so high, the only time people really have their vehicle’s repaired after such damage is if it is a company vehicle needed for business, such as an ice cream truck or delivery truck, or it is a classic car or collectible. For standard vehicles, fire and flood damage will almost always render them totaled. See our blog, “Can I Sell a Car That Has Been Submerged in Water?” for more details regarding this topic.

Transmission Failures

Just like a car engine, the transmission is a critical system in which many mechanical issues can arise. In the case that a transmission needs to be replaced, the cost can sometimes exceed the current resale value of the vehicle. Similar transmission damages that can total a vehicle include major transmission work like rebuilds and replacements, as well as, driveline repair and differential repair.

How to Get Money Back for a Totaled Car in Indiana

You really can sell a totaled car in Indianapolis in as little as one day! Simply call 317-450-3721 and ask for Bill if you want the best deal for your junk car. As a family owned and operated company that has done business in Indiana since 1927, you can trust that we offer the fairest and most honest returns for junk cars and vehicles!

How Much is My Wrecked Car Worth?

After your car is involved in a crash, your first thought might be to have it repaired. But if the total cost to repair your vehicle exceeds its actual market value, you might be better off taking the insurance check or selling it to a scrap yard. Continue reading to learn how much your wrecked car might be worth, and where you can sell it for cash on the spot.

Sell Us Your Wrecked Vehicle Today
Sell Us Your Wrecked Vehicle Today! 317-450-3721

Diminished Value in Cars

All vehicles begin to reduce in value as soon they are sold and driven off the lot, but the rate at which a vehicle diminishes in value depends on a wide range of factors. Often referred to as “diminution of value”, a vehicle’s diminished value is calculated by comparing the value of the car before the accident, to the value of the car after the accident. It is important to understand the difference between diminished value and depreciation, as they are not the same thing when it comes to cars. Depreciation refers to how much a car loses value over time.

There are three types of “diminution of value”, which include inherent, immediate, and repair-related. The most common type is inherent diminished value, but for car accidents, you will want to focus on immediate diminished value.

✅ Inherent Diminished Value – Loss of value as a result of damage over time.

✅ Immediate Diminished Value – Loss of value directly after damage occurs.

✅ Repair-Related Diminished Value – Loss of value following improper repairs.

How to Sell a Wrecked Car in Indianapolis

Earn fast cash for junk cars in Indianapolis by calling 317-450-3721 right now! You can reach a friendly office attendant anytime, day or night. Selling a junk car for cash is good for the environment, makes you money, and gets unsafe vehicles off the road. There are several advantages to selling a junk car, but let the cash tempt you the most! Request a free phone quote, today.

What is a Car Title?

As a car owner, you need proof that you in fact own your vehicle. This is exactly what a car title does. It is a legal document that serves as evidence and proof of ownership of a vehicle. In some states, a car title is referred to as a pink slip. Continue reading to learn some pertinent facts about Indiana car titles, including how to replace a lost or stolen car title, and what your options are for selling a car without one.

Sell a Totaled Vehicle
Sell a Totaled Vehicle 317-450-3721

Source of Car Titles

Car titles are regulated and distributed by the Department of Motor Vehicles (DMV). You can visit a local branch of the Department of Motor Vehicles, also known as a Bureau of Motor Vehicles (BMV) when you need drivers’ license, registration, and car title services. There are dozens of locations in your city, so finding one is never a problem. Any major road-approved vehicle can be given a car title, including cars, trucks, SUV’s, vans, recreational vehicles, motorcycles, and even boats.

Title Transfers

When a car owner decides to sell their vehicle, they must transfer the car title over to the buyer once the transaction has been completed. This is referred to as signing over a car title, or more formally, a car title transfer. If you wish to sell your car, but you do not have a car title, you could run into some delays. A private buyer who intends on operating the vehicle will want a valid car title. Car titles also make your car worth more, so having one is best if you plan to sell for a profit.

To replace a lost or stolen car title, you will have to get in touch with your local drivers’ license branch. There, you will receive all the instructions needed to complete the paperwork, requirements, and deadlines. There is usually a fee for this process, so be prepared to send in a check or money order when filing for a duplicate car title. See our blog, “How to Replace a Lost Car Title” to learn the steps for getting started.

Rebuilt and Reconstructed Car Titles

In the case that your vehicle has been deemed totaled by the insurance company, it will be given a new titled called a salvaged title. Now, in the case that you wish to pay to have the vehicle repaired back to a non-totaled, road-approved condition, the DMV would issue a rebuilt car title, also known as a reconstructed car title. If you have a totaled car that was not covered by insurance, you might not be able to afford repairs in such a major way. In this case, you could sell your junk vehicle to an automotive salvage yard, even without a car title. It is possible for junk car buyers to accept other forms of documentation to prove ownership of a vehicle, such as the registration, insurance policy, or lien.

Where to Sell a Totaled Car in Indiana

You can sell a totaled car in Indianapolis in as little as one day! Simply call 317-450-3721 and ask for Bill if you want the best deal for your junk car. As a family owned and operated company that has done business in Indiana since 1927, you can trust that we offer the fairest and most honest returns for junk cars and vehicles!